Borrow cash for Christmas

Get yourself a $2k Xmas loan from just $25* a week!

Apply online

You could get yourself $2K cash quick to help with those Christmas plans this year and find yourself only having to pay $25* a week. That's cash for presents, travel and even food! Make your Christmas an even merrier one this year with the NZCU Central team.

Call us for more info on 0800 003 280

 

*This example is calculated on a loan with full repayments made over a 2 year period at an interest rate of 13% p.a. Total repayments over the term of the loan would be $2,508.48 (indicative only). Weekly repayments are indicative only. Variable interest rate. Terms and conditions and normal lending criteria apply. A $100 approval fee and other fees apply. This calculation is intended as a guide only and is not an offer from NZCU Central. All interest rates and fees quoted are subject to change.

 

Rates and information

  • Personal loan interest rate ranges from: 13% - 23% p.a.*
  • Maximum personal loan term is 7 years
  • Minimum personal loan amount is $100
  • Repay weekly, fornightly or monthly
  • An approval fee up to $200 and other fees apply*

Click here to view our loan agreement or here to view our rates and fees.

 

Car Loans

We can help you to get in the drivers seat of the vehicle of your dreams much faster than you expect.
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Debit Card

Enjoy the convenience of a credit card while staying in control of your spending.
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Car Insurance

From quote to policy, we can assist you with whatever level of cover you require for your vehicle.
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Funeral Plans

We can help you to provide for the unexpected costs of a funeral
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NZCU Central is proud to be a credit union and not a registered bank.

For lost and stolen cards 0800 800 147

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Email us on info@nzcucentral.nz

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Credit Union Baywide trading as NZCU Central. Terms and conditions and normal lending criteria apply. A $500 approval fee and other fees apply for home lending. An approval fee up to $200 and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. Credit Union Baywide savings are shares secured by a first ranking security over Credit Union Baywide's assets.

View our rates and fees »