Features of our loans

Fast, Friendly & Affordable

We offer: 

  • Very competetive interest rates
  • No penalty for early repayment
  • No penalty for lump sum payments
  • Interest charged only on outstanding balance

Contact our nearest branch for a breakdown of our loan interest rates.

Car Loans

We can help you to get in the drivers seat of the vehicle of your dreams much faster than you expect.
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Debit Card

Enjoy the convenience of a credit card while staying in control of your spending.
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Car Insurance

From quote to policy, we can assist you with whatever level of cover you require for your vehicle.
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Funeral Plans

We can help you to provide for the unexpected costs of a funeral
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NZCU Central is proud to be a credit union and not a registered bank.

For lost and stolen cards 0800 800 147

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Email us on info@nzcucentral.nz

Serving the Bay of Plenty for 50 Years

Disclosure Statements | Terms & Conditions | Privacy Policy

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Credit Union Baywide trading as NZCU Central. Terms and conditions and normal lending criteria apply. A $500 approval fee and other fees apply for home lending. An approval fee up to $200 and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. Credit Union Baywide savings are shares secured by a first ranking security over Credit Union Baywide's assets.

View our rates and fees »