Home Improvement Loan

Need to renovate your home?

Try our home improvement loan for those minor renovations that every home needs. Whether it be for a heat pump, ventilation system, new fire place, carpet, driveway, or any of those smaller jobs that need to be done to maintain your home and biggest investment to a great standard.

  • Must be the home owner
  • Amounts up to $10k
  • Repayments no higher than $85 per week*
  • 3 year maximum term

*Loan repayment based on a $10k loan at 16% over 3 years.
*Normal lending criteria applies. Based on a variable interest rate. Approval fee of up to $200 and other fees may apply

Car Loans

We can help you to get in the drivers seat of the vehicle of your dreams much faster than you expect.
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Debit Card

Enjoy the convenience of a credit card while staying in control of your spending.
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Car Insurance

From quote to policy, we can assist you with whatever level of cover you require for your vehicle.
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Funeral Plans

We can help you to provide for the unexpected costs of a funeral
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NZCU Central is proud to be a credit union and not a registered bank.

For lost and stolen cards 0800 800 147

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Serving the Bay of Plenty for 50 Years

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Credit Union Baywide trading as NZCU Central. Terms and conditions and normal lending criteria apply. A $500 approval fee and other fees apply for home lending. An approval fee up to $200 and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. Credit Union Baywide savings are shares secured by a first ranking security over Credit Union Baywide's assets.

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