Online Loan Application

To apply you must be:

  • A NZ citizen or permanent resident living in NZ
  • Earning or receiving a regular income
  • At least 18 years of age

And have a form of current ID (such as a New Zealand driver license, a New Zealand passport, or a foreign passport)

Branch Location
If you are a member, choose your branch otherwise choose the branch nearest to you
Loan Details
$
Income
For joint applications, please combine total income for both applicants.
$ per week
$ per week
$ per week
Expenses
For joint applications, please combine total expenses for both applicants.
$ per week

Car Loans

We can help you to get in the drivers seat of the vehicle of your dreams much faster than you expect.
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Debit Card

Enjoy the convenience of a credit card while staying in control of your spending.
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Car Insurance

From quote to policy, we can assist you with whatever level of cover you require for your vehicle.
Read more >

Funeral Plans

We can help you to provide for the unexpected costs of a funeral
Read more >

NZCU Central is proud to be a credit union and not a registered bank.

For lost and stolen cards 0800 800 147

facebook.com/nzcucentral

Email us on info@nzcucentral.nz

Serving the Bay of Plenty for 50 Years

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Credit Union Baywide trading as NZCU Central. Terms and conditions and normal lending criteria apply. A $500 approval fee and other fees apply for home lending. An approval fee up to $200 and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from the Credit Union. Credit Union Baywide savings are shares secured by a first ranking security over Credit Union Baywide's assets.

View our rates and fees »