Interest Rates
Current Term Share Investment Rates
Invest in your local region
Minimum Deposit: $500.00
Maximum Deposit: $500,000.00
Christmas Special!
| Term | Investment Rate |
| 1 MONTHS | 2.00% |
| 3 MONTHS | 2.75% |
| 6 MONTHS | 3.25% |
| 9 MONTHS | 3.45% |
| 12 MONTHS* | 4.30% |
| 24 MONTHS* | 4.50% |
| 36 MONTHS | 4.70% |
| 48 MONTHS | 4.85% |
| 60 MONTHS | 5.00% |
*12 month and 24 month investment rates only available until 31st December 2018, so get in quick!
For more information on our Term Investments, visit our Term Deposit Page
MoneyMaker
Maximum Deposit: $350,000
|
Deposits to $1,999 |
2.00%pa |
|
$2,000 to $9,999 |
2.25%pa |
|
$10,000 to $350,000 |
3.00%pa |
Savings Account Interest Rates
Maximum Deposit: $350,000
| Everyday Account |
0%pa |
|
Goal Account |
Up to $300.00 - 1.00%pa over $300 1.50%pa |
|
Loyalty Account |
1.00%pa |
|
Christmas Club Account |
2.50%pa |
NZCU Central deposits are shares secured by a first ranking security interest over present and after acquired property of NZCU Central
Interest rates are subject to change.
A copy of our Product Disclosure Statement is available at any NZCU Central branch or by visiting the Disclose register at https://disclose-register.companiesoffice.govt.nz/
For more information please call our friendly staff on 07 349 6134.





